Now, Citi cardholders have the option regarding accessing both easier courtesy Citi Flex Money

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Key takeaways

• Citi Bend Money will let you withdraw certain or every one of your readily available Citi cards borrowing from the bank once the that loan
• Getting the loans as the a Citi Flex Loan offers a predetermined monthly payment and you may repaired interest rate until the loan was repaid into complete
• Citi Bend Fund provide a good amount of benefits, such as for instance maybe not requiring an additional tough borrowing query, however you will need to work at the latest quantity to make sure they seem sensible for payday loans New Site your problem

Playing cards promote a handy solution to pay for everyday instructions, yet you will find constantly times when you may also favor dollars.

New Citi Bend Financing system would be a useful replacement running right up a balance on the credit for unexpected expenses otherwise taking right out a credit card cash advance. Cash advances generally require an upfront commission (normally 5 % of your get better matter), and currency your use begins accruing attract in the an excellent higher varying speed away from go out that and no grace months.

If you are looking to own a much better alternative, Citi Bend Funds are worth examining. Here is how Citi Bend Loans operate in routine, and a few suggestions to make it easier to is an excellent choice for you.

What’s an excellent Citi Fold Mortgage?

Citi Bend Financing and you can Town Flex Pay are a couple of programs you to give cardholders a great deal more flexible percentage options and you can repaired words as a result of Citi’s Citi Bend Preparations.

With an excellent Citi Flex Financing, you could take-out a loan on your own eligible Citi card’s credit line on a fixed interest. You may also regulate how far you should use and settle into a fixed payment per month and you will repaired interest rate you to definitely lasts into lifetime of the mortgage in the place of completing a separate software otherwise credit assessment.

Citi Fold Spend, additionally, was an adaptable commission policy for Citi cardmembers that allows qualified charge card purchases to be repaid throughout the years having a fixed Apr.

Each other Citi Fold Financing and you may Citi Flex Spend is options available once you perform a beneficial Citi Flex Plan., Citi’s system giving cardholders way more versatile payment options and you will fixed words.